Commercial Mortgage Brokerage Services

Commercial Lending Made Simple

Securing financing for commercial real estate can be one of the most important—and sometimes challenging—parts of any transaction. Whether you're purchasing a property, refinancing existing debt, funding improvements, or expanding your business, having the right financing strategy can make a significant difference.

At CommLoan and the Viking Enterprise Team, we help investors and business owners navigate the commercial lending process and connect with financing solutions that fit their goals.

Our mission is simple: help clients secure the right loan with the right lender at the right time.

What Is Commercial Real Estate Financing?

Commercial real estate financing allows investors and business owners to purchase, refinance, construct, or improve income-producing and owner-occupied properties.

Common property types include:

Office buildings

Retail centers

Industrial and warehouse properties

Multifamily properties

Medical office buildings

Self-storage facilities

Hospitality properties

Mixed-use developments

Unlike residential mortgages, commercial loans are designed around the property's income, business purpose, and overall investment strategy.

Financing Solutions for Every Situation

No two borrowers are exactly alike.

We help clients explore a variety of financing options, including:

Conventional bank loans

Credit union financing

SBA 7(a) and SBA 504 loans

Multifamily financing

Construction loans

Bridge loans

Private lending

DSCR loans

Portfolio lending

Commercial refinancing solutions

Our goal is to match each borrower with financing that aligns with their business plan and objectives.

Understanding What Lenders Look For

Commercial lenders evaluate both the borrower and the property when making lending decisions.

Common factors include:

Property cash flow

Debt Service Coverage Ratio (DSCR)

Loan-to-value ratio (LTV)

Borrower experience

Credit history

Liquidity and net worth

Property type and location

Understanding these factors early can improve approval odds and create a smoother financing process.

Access to Hundreds of Lending Sources

One of the biggest challenges borrowers face is identifying which lenders are a good fit for their transaction.

Through our lending network, we help connect clients with:

Local community banks

Regional banks

National lenders

Credit unions

Agency lenders

Life insurance companies

SBA lenders

Private capital providers

Bridge and hard money lenders

Instead of contacting lenders one at a time, borrowers can gain access to multiple financing options through a single point of contact.

Financing for Acquisitions and Refinances

Whether you're purchasing a property or refinancing existing debt, we help clients evaluate available options and structure financing solutions that support their goals.

Common financing objectives include:

Property acquisitions

Rate and term refinances

Cash-out refinances

Construction financing

Property improvements

Debt restructuring

Portfolio growth

Every transaction is unique, and financing should be tailored to the specific needs of the borrower.

Preparing for a Successful Loan Approval

Commercial lending is largely driven by information.

To begin evaluating financing options, lenders typically request:

Property information

Purchase contract or offering memorandum

Rent roll

Income and expense statements

Personal financial statement

Business and personal tax returns

Bank and asset statements

Providing complete and accurate information upfront helps improve efficiency and reduce delays during underwriting.

Why Work With a Commercial Mortgage Broker?

Commercial financing is not a one-size-fits-all process.

Different lenders have different appetites for property types, loan sizes, borrower profiles, and business plans.

A commercial mortgage broker helps:

Identify appropriate lenders

Compare financing options

Structure transactions

Navigate underwriting

Coordinate third-party reports

Improve execution certainty

Save time and reduce frustration

Rather than approaching lenders individually, borrowers benefit from having an experienced advisor help guide the process from application through closing.

Why Work With Bill Rapp, The Mortgage Viking?

With decades of lending and commercial real estate experience, Bill Rapp helps business owners and investors simplify the financing process while accessing a broad network of lending solutions.

Whether you're purchasing your first commercial property, refinancing an existing asset, expanding your portfolio, or seeking construction financing, you'll receive guidance throughout every stage of the transaction.

Our mission is simple:

Help investors and business owners secure the capital they need to acquire, refinance, develop, and grow commercial real estate assets with confidence.

If you're considering a commercial real estate purchase, refinance, construction project, or business expansion, contact Bill Rapp, The Mortgage Viking, to discuss your financing options and develop a strategy that supports your goals.